Add cash down to your purchase to lower your finance payment.  Note that cash down
                                                                is subtracted after taxes.
                                                            
                                                         
                                                        
                                                            
                                                                Cash down in addition to your lease due-at-start amount which can include your
                                                                1st payment, security deposit and lease initiation fees.  Note that cash down
                                                                on your lease is subject to taxes.